FAQ

  • How much does a loan cost?
  • How long can I keep this loan?
  • How do I qualify for a payday advance?
  • How long will approval take?
  • What may cause me to be ineligible for a payday advance?
  • How soon can I get the money?
  • What is the maximum loan available?

 

How much does a loan cost?
Our fee for a cash advance is 10% per week. There is a minimum fee of $5 for any loan.

So, for example, if you borrowed $100 for one week the fee would be $10 and the total to be repaid would be $110.

 

How long can I keep this loan?

One payday, unless your next payday is less than 6 days away, in which case it may be 2 paydays.

 

How do I qualify for a payday advance?

You need a checking account that has been open and in good standing for at least six months and a steady job. We also need the following documents brought to our office.

  1. Two months of most recent bank statements.
  2. Two most recent pay stubs.
  3. Nevada Energy bill in your name
  4. Nevada driver’s license
  5. Debit card
  6. A personal check

 

How long will approval take?

If you bring your documents to our office you can get approval in just 30 minutes and you will be able to receive a cash loan immediately upon approval.

 

What may cause me to be ineligible for a payday advance?

  1. You have held your present job for less than 6 months.
  2. You have outstanding payday loans at other companies.
  3. You have had your bank account for less than 6 months.
  4. You earn less than $1000 per month.

 

How soon can I get the money?

You will receive cash as soon as the loan is approved and processed.

 

What is the maximum loan available?

Our maximum loan is $1000.00 * and the credit guidelines are more stringent than other loans.
Generally, an initial loan is approved for a small amount and your credit line is increased after we gain experience doing business with you, much like a credit card company.

*Nevada law prohibits us from providing a loan that exceeds 25% of your total monthly income.